Today’s business world, allows many employers to choose from several available alternatives to fund their employee benefit plans. For some companies the most cost effective option is to purchase insurance, while for others it may prove cost effective to self-insure benefits or potentially employ a combination of fully-insured and self-funded arrangements. How can you determine which alternative is best for your company and your employees?

Our extensive knowledge and experience in the field coupled with a credentialed team of actuaries, allows our team to successfully guide you through a thorough financial analysis and help you understand which alternatives are best for your organization.

Our Consultants and Actuaries will help you with making decisions concerning:

Insurance vs. Self-Insurance
Stop Loss Coverage – Needs Assessment and Securing Coverage
Setting Claims Reserves
Forecasting Claims Experience
Projecting and Formulating Budgets
Analyzing Claim Experience
Negotiating Year-End Accounting Settlements with Carrier
 

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